BIS-MBRIDGE

BIS mBridge multi-CBDC cross-border settlement.

Définition

mBridge architecture : DLT (Distributed Ledger Technology) custom-built basee Hyperledger Besu fork (BIS custom), permissioned blockchain, multi-CBDC sandbox : Digital Yuan e-CNY (PBoC), Digital Hong Kong Dollar e-HKD (HKMA), Digital Baht (BOT), Digital UAE Dirham (CBUAE). Settlement Atomic PvP (Payment versus Payment) cross-border ~secondes vs jours TARGET2/CHIPS. Phases : Phase 1 (2021) initial design 4 founding members, Phase 2 (2022) mBridge Trial Platform pilot, Phase 3 (2023) Pilot Live transactions, Phase 4 (mai 2024) production-ready transfer ownership to consortium (BIS Innovation Hub mostly handing off mature project to participating central banks). Observers Saudi Arabia, Russia, France joined. Potential : disrupting SWIFT cross-border correspondent banking ~$190 trillion/an.

Origine

BIS mBridge cree fevrier 2021 (premier nom Inthanon-LionRock 2019 par BOT + HKMA) ; BIS Hong Kong Hub leads ; PBoC China joined 2021 ; CBUAE UAE joined 2021 ; Production-ready transition mai 2024.

Exemple en contexte

Banque commerciale Hong Kong transfere $5M USD equivalent via mBridge a banque commerciale Bangkok : conversion HKD vers Digital HKD e-HKD HKMA, atomic swap PvP avec Digital Baht BOT, transfer Bangkok banque ~30 secondes vs 2-3 jours SWIFT correspondent banking ~$15 cost.

Termes liés

• BIS Agora — evolution multi-CBDC.