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Spotlight PEPPOL BIS Billing 3.0 The EU e-invoicing mandate is here — France Sept 2026, Belgium Jan 2026, Germany 2025.

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Foundations

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Standards

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Tools

X12 154 — Uniform Commercial Code Filing

The 154 documents the filing of a Uniform Commercial Code (UCC) statement with a Secretary of State to perfect a security interest in property.

Purpose

The 154 is the EDI instrument of UCC Article 9 — registration of personal property security interests in the US. It carries a UCC-1 (initial filing), UCC-3 (amendment, continuation, termination), or UCC search request to the Secretary of State that maintains the public registry.

The filing identifies the debtor, the secured party, the nature of the collateral (equipment, inventory, accounts), and carries a filing identifier once recorded. Acknowledged by 997; the official recording confirmation flows back as a return 154 (filing acknowledgment) with UCC number.

Envelope structure

The 154 travels within the three X12 envelope levels (ISA/IEA, GS/GE with functional group UC, and ST/SE). Didactic example in release 004010:

x12 example-154.x12 
ISA*00*          *00*          *ZZ*ACMEBANK      *ZZ*DESECSTATE     *260514*1600*U*00401*000000154*0*P*>~
GS*UC*ACMEBANK*DESECSTATE*20260514*1600*1*X*004010~
ST*154*0001~
BGN*00*UCC-1-2026-0042*20260514~
N1*DE*ACME LLC*24*EIN-12-3456789~
N3*100 DELAWARE WAY~
N4*WILMINGTON*DE*19801*US~
N1*SP*ACME BANK*24*EIN-98-7654321~
LX*1~
REF*ZZ*EQUIPMENT - ALL FORKLIFT 2024-2026~
REF*ZZ*COLLATERAL-CODE-EQUIPMENT~
SE*9*0001~
GE*1*1~
IEA*1*000000154~

Common segments

  • Header — ST, BGN (filing type — UCC-1, UCC-3 amend, UCC-3 continuation, UCC-3 termination).
  • Debtor — N1*DE (Debtor), N3/N4, EIN or truncated SSN for individuals.
  • Secured party — N1*SP (Secured Party), N3/N4.
  • Collateral — LX loop: REF*ZZ (description), REF*ZZ (category code: EQUIPMENT, INVENTORY, ACCOUNTS, GENERAL INTANGIBLES).
  • Summary — SE.

Common pitfalls

  • Correct jurisdiction: Article 9 §301 requires filing in the state where the debtor is organized (registered organization) or resides (individual); a UCC-1 filed in the wrong state perfects nothing.
  • Exact debtor name: Article 9 §503 requires the exact legal name (Secretary of State business name for LLC/Corp); a marketing name fails perfection on examination — subordination risk.
  • Continuation: a UCC-1 expires 5 years after filing; a UCC-3 continuation must be filed within the 6-month window before expiration, otherwise the lien lapses and re-takes rank behind later filings.

Documentation

The code 154 and the name Uniform Commercial Code Filing are public and listed on x12.org/products/transaction-sets. The complete structure of loops, qualifiers and code lists is distributed by DISA via the proprietary Implementation Guides (TR3). ediverse.io covers only public concepts, the envelope and didactic examples.