CdtrSchmeId

ISO 20022 element of PmtInf in pain.008, specific to SEPA direct debits.

Definition

CdtrSchmeId identifies the creditor under the SEPA Direct Debit scheme. It holds an Id/PrvtId/Othr whose value is the Creditor Identifier (CI), with SchmeNm/Prtry set to SEPA. The French form starts with the country code, two check digits, a business code (default ZZZ) and the national identifier, e.g. FR12ZZZ123456.

Origin

Defined in the ISO 20022 Message Definition Report for pain.008, maintained by the Registration Management Group (ISO TC 68); Creditor Identifier structure and rules specified by the EPC in the 'Creditor Identifier Overview' and the SDD Rulebook.

Example in context

<CdtrSchmeId><Id><PrvtId><Othr><Id>FR12ZZZ123456</Id><SchmeNm><Prtry>SEPA</Prtry></SchmeNm></Othr></PrvtId></Id></CdtrSchmeId>

Related terms

• MndtRltdInf — mandate tied to the creditor.
• SEPA Direct Debit — scheme using the CI.