WISE-API

REST API for multi-currency payments.

Definition

The Wise API exposes quotes (indicative rate), recipients, transfers (order), payouts (execution). Supports 50+ currencies via the cross-border Wise Payments network. Webhook callbacks for status updates.

Origin

Wise founded 2011 ; public API since 2018 ; London IPO 2021.

Example in context

A French SME pays a Philippine freelancer USD 500 via Wise API — 4 EUR fees, mid-market FX applied.

Related terms

• Open Banking UK — PSD framework.