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Spotlight PEPPOL BIS Billing 3.0 The EU e-invoicing mandate is here — France Sept 2026, Belgium Jan 2026, Germany 2025.

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Foundations

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Standards

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Flagship messages

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Tools

UltmtCdtr

On this page

ISO 20022 element Ultimate Creditor, payments and banking services.

Definition

UltmtCdtr identifies the ultimate creditor when distinct from the direct Cdtr. Typical case: factor receiving on behalf of the original seller. Contains Nm, PstlAdr, Id.

Origin

Defined in the ISO 20022 Message Definition Report published by ISO TC 68/SC 9 and maintained by the Registration Management Group (RMG).

Example in context

<UltmtCdtr><Nm>Original Vendor SA</Nm></UltmtCdtr>