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pain.008

ISO 20022 direct debit initiation message, the counterpart of pain.001.

Definition

pain.008 carries a GrpHdr, PmtInf blocks grouping collections by scheme (CORE or B2B) and sequence type (FRST/RCUR/OOFF/FNAL), and DrctDbtTxInf entries with amount, debtor IBAN, MndtId and date of signature. It is the customer-to-bank message equivalent to the credit transfer's pain.001.

Origin

Defined in the ISO 20022 Payments Initiation Message Definition Report (ISO TC 68/SC 9), maintained by the Registration Management Group; profiled by the EPC Implementation Guidelines.

Example in context

<CstmrDrctDbtInitn><GrpHdr>…</GrpHdr><PmtInf><PmtMtd>DD</PmtMtd>…</PmtInf></CstmrDrctDbtInitn>

  • pain.001 — twin initiation message for credit transfers.
  • SDD B2B — scheme flagged by LclInstrm inside pain.008.

Last updated: June 20, 2026