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NACHA-ACH-CCT

NACHA ACH code for B2B corporate transfer with EDI 820.

Definition

CCT a.k.a. CCD/CTX in NACHA File Format. Allows payment + remittance in a single transaction. CTX addenda may carry 1 or more EDI 820 STX segments (Structured Payment Detail). Adopted by 75% of US B2B payments by volume.

Origin

CCD/CTX codes specified in NACHA Operating Rules.

Example in context

Boeing pays Spirit Aerosystems via ACH CCT with EDI 820 listing 47 referenced invoices.

Last updated: May 15, 2026