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Spotlight PEPPOL BIS Billing 3.0 The EU e-invoicing mandate is here — France Sept 2026, Belgium Jan 2026, Germany 2025.

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MT tag 72

On this page

SWIFT MT field Sender to Receiver Information.

Definition

Tag 72 (Sender to Receiver Information) is used to pass instructions or contextual messages between banks. Format 6*35x (6 lines of 35 characters). Structured codes: /ACC/ (account info), /INS/ (instruction), /REC/ (receiver info).

Origin

Defined in the SWIFT Standards MT User Handbook, maintained by SWIFT SC in Brussels with annual update (November release).

Example in context

:72:/INS/ROUTING VIA NYC OFFICE — NYC routing instruction.

  • MT 202 — message using 72.