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Spotlight PEPPOL BIS Billing 3.0 The EU e-invoicing mandate is here — France Sept 2026, Belgium Jan 2026, Germany 2025.

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Foundations

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Standards

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Flagship messages

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Tools

CBPR+

On this page

SWIFT MT → ISO 20022 cross-border migration.

Definition

CBPR+ covers pacs.008 (customer credit transfer), pacs.009 (financial institution transfer), pacs.002 (status), camt.052/053/054 (reporting). End of coexistence 22 November 2025: SWIFT MT103/202 will not be accepted cross-border anymore. In-network translation service for delayed banks.

The CBPR+ scope also covers payment returns (pacs.004), cancellation requests (camt.056) and their answers (camt.029, Resolution of Investigation). Live CBPR+ exchanges started on 20 March 2023.

Origin

CBPR+ standard published by SWIFT in 2018 ; v1 March 2023 ; v2 March 2024.

Example in context

BNP Paribas sends a CBPR+ pacs.008 to HSBC for a USD/EUR 5M transfer 22 November 2025 with no translation.