ISO Personal Auto PIN

ISO Verisk services for US personal auto.

Definition

ISO Personal Auto Manual + ISO ERC (Electronic Rating Content) provide base rates, classifications, factors by territory and State. Additional PIN services: VIN Master File, MVR (TLO, MIB), Geographic Information Plus (territory codes), Symbols (CLUE+CLUE Auto). Adopted by 75%+ US auto carriers.

Origin

Insurance Services Office Inc. founded 1971, Verisk Analytics IPO 2009, PIN services historically published since 1980s.

Usage

De facto standard for US personal auto rating / underwriting, integration via Vertafore Sagitta, ITC TurboRater, EZLynx Quoting.

Related terms

• Verisk — parent ISO.
• ISO ERC — rating content électronique.
• VIN decoder — service phare.