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Spotlight PEPPOL BIS Billing 3.0 The EU e-invoicing mandate is here — France Sept 2026, Belgium Jan 2026, Germany 2025.

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Foundations

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Standards

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Flagship messages

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Tools

ISO 20022 pacs.009

On this page

ISO 20022 pacs.009 message succeeding MT 202.

Definition

pacs.009 structure: GroupHeader, CreditTransferTransactionInformation. Variants: pacs.009.001 Core, pacs.009.001 ADV (Advice), pacs.009.001 COV (Cover Payment). MT 202 SWIFT migration sunset November 2025.

Origin

ISO 20022 published 2009 ; pacs.009 updated 2019 (CBPR+).

Example in context

A bank sends pacs.009 COV to correspondent for customer transaction cover.

  • MT 202 — predecessor message.