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Spotlight PEPPOL BIS Billing 3.0 The EU e-invoicing mandate is here — France Sept 2026, Belgium Jan 2026, Germany 2025.

Finvoice

Finnish national e-invoicing format, bank-driven.

Definition

Finvoice is an XML schema describing the invoice, credit note and related messages (Finvoice Receiver Info, MessageTransmissionDetails). Designed to ride on the Finnish interbank infrastructure, it is widely used in both B2B and B2C and can be converted to and from PEPPOL BIS profiles.

Origin

Specified and maintained by Finanssiala ry (Finance Finland, formerly the Federation of Finnish Financial Services); implementation guide and schemas published at finanssiala.fi.

Example in context

<Finvoice Version="3.0"><MessageTransmissionDetails>...</MessageTransmissionDetails><SellerPartyDetails>...</SellerPartyDetails></Finvoice>

  • TEAPPS — the other major XML invoice format used in Finland.

Last updated: June 20, 2026