ALIRT
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Independent financial rating of US life insurers.
Definition
ALIRT Insurance Research analyses more than 700 indicators (capital, leverage, asset quality, profitability) to produce a 0-100 score. Used by financial advisors and institutions to identify carriers under stress. A competitor to A.M. Best, Moody's, S&P.
Origin
Founded in 2002 by David Paul. Focused on US life and annuity.
Example in context
An advisor checks a carrier's 87/100 ALIRT score before placing a client annuity.
Related terms
- NAIC — source data.