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ACORD-AL3

The legacy insurance EDI format — still pervasive in inherited IT.

Definition

AL3 uses fixed-length records and a nesting schema by level codes. Covers Policy Issuance, renewals, endorsements. Progressively replaced by ACORD XML (P&C, Life, Reinsurance), then by AL3-to-XML mappers.

Origin

Appeared in the late 1980s, maintained by ACORD (Association for Cooperative Operations Research and Development).

Example in context

An AL3 file issuing an auto policy with 47 nested records.

Last updated: May 14, 2026