MT290 — Advice of Charges, Interest and Other Adjustments

Category 2 counterpart of MT190. For interbank transfers (MT200, MT202), MT290 carries charges and interest advices.

Purpose

MT290 informs the ordering bank of an interbank transfer (MT200 / MT202) about applied charges or interest. Strict counterpart of MT190 on the Cat 2 perimeter.

Block 4 structure

Identical to MT190 — see MT190 page.

Real-world example

HSBC London charges 35 GBP correspondent bank commission on an MT202:

{1:F01HSBCGB2LXXX0000000000}{2:I290BNPAFRPPXXXXN}{4:
:20:CHG260518002
:21:FIN20260515001
:32B:GBP35,00
:71B:/COMM/CORRESPONDENT BANK COMMISSION
:72:/REC/REF MT202 OF 15 MAY 2026
-}{5:{CHK:STU567890123}}

Common pitfalls

• :21: references an MT103 — MT290 references MT202 / MT200, not MT103 (otherwise use MT190).
• Inconsistent category — MT290 is reserved for FI transfers; an advice on MT103 must be an MT190.

MX equivalent

Same as MT190 — camt.106.

Related messages

• MT190 — Cat 1 counterpart.
• MT291 — Request for Payment of Charges (Cat 2).
• MT202 — referenced payment.
• MT299 — Cat 2 free format.